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No money down real estate investing has been around for a long time. The phrase really refers to the fact that you, as the lead investor, does not put any of their own money into a down payment on the deal. A down payment is often still involved, but the money comes from other sources: another investor, or perhaps through creative financing.

Before you invest in real estate with no money down, make sure to do research. Develop your knowledge of both buying and selling real estate. Make sure you are familiar with the laws and rules of your local area as well as any state and national regulations. Understanding these is essential for the real estate investor.

A key issue is finding a seller that is interested in seller assisted financing. The key to being able to invest in properties without down payments, in fact, is the seller. The hardest part of finding properties that you can purchase without a down payment is finding this seller assisted financing.

One method of seller assisted financing that could work well for you is to have the seller pay your down payment. It works like this: you and the seller agree to a $111k purchase price for a property, provided they pay the $11k down payment for your mortgage. This means you effectively purchase the property for $100k.

An additional form of seller provided financing that you could take advantage of is a lease arrangement as opposed to a traditional sale. Under this method, the seller leases you the property and thus you would make a monthly payment to the seller directly as opposed to third party financing source. The main benefit of this arrangement is that it nullifies the need for a down payment. This method also allows you the option of improving the property for sale or to sublease it to a third party.

These different methods of investing without a down payment can prove to be very lucrative and allow many people to enter into the real estate investing field without the need for large sums of money for up front costs such as down payments or initial closing costs.

A good means of finding investing information is to look on the internet. Many websites exist that contain valuable, and free, information. To utilize one of these websites to get the information you need, try the search string - real estate investing no money down. This search should reveal programs and utilities that will aid you in your efforts to invest with no money down.