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Don't have a web site? Don't have a list of avid internet No problem.

Earning money with net marketing is not that easy. Many guru's say that 5% or less of net webmasters earn enough money to buy a reasonable dinner or a pizza. But those 'wanna be internet marketers are spending the dinner money, the food money and in somesad cases are going into burdensome debt trying to find the holy grail leading to six figure incomes.

I know, been there, done that, and don't want to ever go through it again. It is embarrassing to look your spouse or girlfriend in the eyes and say that I know I'm close to riches, I just have to find that hidden secret. Or you prematurely quit your day job when the cash seems to be flowing only to Google, Yahoo or MSN have changed their Adsense contextual ad algorithms or your Adwords account is draining your bank account faster than the Rooter Router man.

However, don't quit the ship yet, it only is leaking a little water and with the proper bilge pumps you can stay on top, at least, until help arrives.

Before you jump from one awesome sounding ebook, software or membership site continue asking yourself if it is necessary in with your overall business plan. Only then, if it does, should you invest. Jumping from "this is the key, to this is a winner" and other 'can't miss' sales copy is the #1 reason that 95% of newbies/net marketers fail to make significant money on the net. Becoming easily distracted is a definite pathway to failure!

Hopefully you won't have to continue looking for that magic ingredient if you follow some of these specific steps:

After the smoke clears the victors left are those that had:

1. Luck (where action meets opportunity) 2. Determination (you have be super-focused and not let distractions mislead your business plan for success) 3. Guts (having the intestinal fortitude to think 'outside the box'. 4. Vision (if you don't know where you are going you will flounder on the rocks)

Here is one easy to follow formula to make money with affiliate programs.

1. Discoverpopular products on clickbank.com 2. Create a bonus 3. Write a page that pre-sells, blog or newsletter to earn money with affiliate programs. All it requires is a business plan and ACTION!